PCI-DSS Compliant - High Level Security for Cloud & SaaS Environments
topic these days and for a good reason as the continued migration and adoption to
cloud-based platforms is increasing day by day. Say hello to the efficiency, speed,
and cost-savings of cloud and goodbye to the outdated client-server architecture of
1990. With huge rewards come huge compliance mandates that mean having the
credit card data in the cloud needs an extra effort for making sure the security and
safety of consumer cardholder information and any other linked Personally
Identifiable Information (PII). The cloud is trending and will stay so it is time to
get informed on the finer points about PCI compliance for the cloud environments
Must-Know Facts Regarding PCI Compliance in the Cloud
1. Different Cloud Companies Need Different PCI Reporting
Are you a company running in the cloud or a provider of the cloud services to the
companies? It is a fundamental question to ask yourself and the one that needs
different PCI-DSS reporting mandates that depends on the function you provide.
As the heavy-weight cloud providers of industry like Microsoft Azure, Amazon
AWS, and others have their PCI-DSS ducks in the row with an annual compliance,
there are various smaller, boutique cloud vendors that must perform an annual PCI
DSS compliance.
Though, the majority of the PCI compliance in the cloud falls on vast number of
businesses running in the cloud and offering a form of the Software-as-Services
(SaaS), including PaaS and IaaS offerings. From data analytics to the healthcare
benefit submission tools and portals, there are exactly dozens perhaps thousands of
different cloud based companies in operation currently.
2. If you’re a Provider of Cloud Services
Two huge heavy-weights of cloud services are called as Microsoft Azure and
Amazon AWS but there are hundreds, in case not more, of offering products, cloud
services providers, solutions, and services to the clients. For such very entities,
PCI-DSS compliance is must, but from the scope perception, it is often limited to
the core “Requirements” within the main PCI DSS outline. More exclusively,
requirement’s 9 and 12 are in the scope, along with the limited compliance for any
number of remaining PCI-DSS needs.
It is considerable to remember that the basis of the PCI compliance for the cloud/
/PaaS/ SaaS/ IaaS vendors/ providers started with securing the fundamental
components of a network and setting up consistent business procedures and
policies, which are what the requirement’s 9 and 12 talk to. Later, the remaining
needs can assess for the validity on the basis of a actual services of cloud
providers.
3. If you’re a Business operating in the Cloud
More and more companies are shifting to cloud that means the regulatory
compliance commands are focusing on the cloud now, and same is the case with
the PCI. The retailer that are in contract with you “should” be performing an
annual PCI-DSS assessments that means some of the added remarkable
“Requirements” out of 12 requirements within PCI-DSS outline will be validated
already.
4. Technical Remediation is Necessary Often
One of the most significant components of a successful PCI-DSS audit for the
businesses operation in cloud is the capability to remediate various security and
technical deficiencies successfully found within the control of one’s environment.
Such as, companies find that the network devices requirement to be re-configured,
the passwords requirement to be strengthen, servers requirement to be re-
provisioned are just the few example of the various areas of the technical
remediation that companies discover that they require to perform. As to how much
or how little technical remediation requirements to be undertaken, all that depends
on the maturity of one’s control environment that can be evaluated with a PCI-DSS
readiness & scoping as the front end of the audit, and not after that fact. Bottom
line is practical in terms of the PCI compliance is the best for every business.
5. ChargeMonk - PCI-DSS Compliant for Cloud & SaaS Businesses
ChargeMonk is PCI-DSS compliant, which is high level security for Cloud & Saas
businesses. To secure you and your customers, we meet and exceed all the
industry-standard payment security practices. ChargeMonk is that model which
identifies various best practices and security controls. The info of the cardholder is
sent to the ChargeMonk directly to minimize the risk of your business. A secure
environment is set by ChargeMonk that goes above and over industry standards
and security guidelines.
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